If the negligent party in an accident does not have any insurance, it can complicate the process of recovering damages for the injured party. Here are some steps and options that might be available: Personal Insurance Coverage: – Uninsured Motorist Coverage: If the injured party has uninsured motorist (UM) coverage as part of their…
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Personal injury attorneys typically charge for their services on a contingency fee basis. This means the attorney’s fees are contingent upon the client winning the case or obtaining a settlement. If the client does not win the case, the attorney does not receive any payment for their services. Here’s a breakdown of the typical fee…
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In a personal injury case, whether you should speak with the negligent party’s insurance company depends on several factors. Here are some guidelines to consider: When to Be Cautious Insurance Adjusters’ Interests: Remember that insurance adjusters work for the insurance company and their primary goal is to minimize the payout. They may use tactics to…
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Protecting your personal injury claim before meeting with a personal injury attorney involves several steps to ensure you preserve evidence, document your case thoroughly, and avoid mistakes that could harm your claim. Here are some important actions you can take: Seek Medical Attention: – Get medical treatment as soon as possible after the injury. –…
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Damage caps in personal injury law refer to the legal limitations imposed on the amount of compensation that a plaintiff can receive in a lawsuit for certain types of damages. These caps are often established by statute and can vary significantly by jurisdiction. Here are the primary aspects of damage caps: Types of Damages…
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Most personal injury cases do not proceed to court. In fact, it’s estimated that only a small percentage, around 3-5%, of these cases actually reach the trial stage. However, this statistic can be somewhat misleading. A significant number of cases are settled after a lawsuit has been filed but before the scheduled court date. This…
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A legal nurse consultant (LNC) plays a vital role in personal injury cases by leveraging their unique combination of medical expertise and legal knowledge. Here’s what they typically do: Medical Record Review: LNCs thoroughly review medical records related to the personal injury case. They analyze the records to identify any discrepancies, errors, or pertinent…
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Understanding the terms of your auto insurance policy is crucial for making informed decisions and ensuring you have adequate coverage. Here are some of the most common terms you might encounter: Coverage: The types of protection provided by your insurance policy. Common types of coverage include liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection…
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No-Fault State: 1. Responsibility for Accidents: In a no-fault state, fault is generally not considered when determining insurance coverage for personal injuries resulting from automobile accidents. 2. Insurance Coverage: Each party’s own insurance company covers their medical expenses and other financial losses regardless of who caused the accident. This coverage is provided under Personal Injury…
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Deciding whether to handle your own personal injury claim depends on several factors: 1. Complexity of the Case: If your injury is minor and straightforward, you might be able to handle the claim on your own. However, if the case is complex, involving significant injuries, multiple parties, or disputes over liability, it’s usually better to…
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