Which states require disclosure of policy limits in personal injury claims and how does this affect me?

Disclosure of policy limits in personal injury claims can vary significantly by state. Some states require insurance companies to disclose policy limits to claimants or their attorneys upon request, while others do not. Here’s a breakdown of how this can affect you and which states have specific disclosure requirements:   States Requiring Disclosure of Policy…

Legal Implications of Injuries Caused by Autonomous Vehicles: Who is Liable?

With the rise of autonomous vehicles, determining liability in the event of an injury has become increasingly complex. When an autonomous vehicle is involved in an accident, several parties could potentially be held responsible, including the vehicle owner, the manufacturer, and the software developer. Here’s a closer look at how liability might be assessed:  …

What if the negligent party does not have insurance?

If the negligent party in an accident does not have any insurance, it can complicate the process of recovering damages for the injured party. Here are some steps and options that might be available:   Personal Insurance Coverage: – Uninsured Motorist Coverage: If the injured party has uninsured motorist (UM) coverage as part of their…

What do personal injury attorneys charge for their services?

Personal injury attorneys typically charge for their services on a contingency fee basis. This means the attorney’s fees are contingent upon the client winning the case or obtaining a settlement. If the client does not win the case, the attorney does not receive any payment for their services. Here’s a breakdown of the typical fee…

Should I speak with the negligent party’s insurance company?

In a personal injury case, whether you should speak with the negligent party’s insurance company depends on several factors. Here are some guidelines to consider: When to Be Cautious Insurance Adjusters’ Interests: Remember that insurance adjusters work for the insurance company and their primary goal is to minimize the payout. They may use tactics to…

What can I do to protect my personal injury claim before I meet with a personal injury attorney?

Protecting your personal injury claim before meeting with a personal injury attorney involves several steps to ensure you preserve evidence, document your case thoroughly, and avoid mistakes that could harm your claim. Here are some important actions you can take: Seek Medical Attention: – Get medical treatment as soon as possible after the injury. –…

Do most personal injury cases go to trial?

Most personal injury cases do not proceed to court. In fact, it’s estimated that only a small percentage, around 3-5%, of these cases actually reach the trial stage. However, this statistic can be somewhat misleading. A significant number of cases are settled after a lawsuit has been filed but before the scheduled court date. This…

What Is The Difference Between At Fault & No Fault Accident?

No-Fault State: 1. Responsibility for Accidents: In a no-fault state, fault is generally not considered when determining insurance coverage for personal injuries resulting from automobile accidents. 2. Insurance Coverage: Each party’s own insurance company covers their medical expenses and other financial losses regardless of who caused the accident. This coverage is provided under Personal Injury…